Free accounting tools — no signup required

Tools to help you
manage your money better

Free calculators and tools for Australian small businesses and individuals. All built on current ATO rates.

Tax & pay calculators
Calculate your income, tax and super with current ATO rates for FY2024–25.
⭐ Most popular
💰
Australian Pay Calculator
Take-home pay, income tax, Medicare, HECS, super, CTC, monthly breakdown, tax tips, 5-year projection and salary comparison.
FY2024–25Stage 3 ratesCharts
🏦
Super Balance Tracker
Project your superannuation balance at retirement. Adjust SG rate, voluntary contributions, returns and fees.
RetirementProjections
🎯
Bonus & Lump Sum Calculator
Calculate the exact tax on a bonus, redundancy payment, ETP or commission. See how it affects your full year tax.
Bonus taxRedundancy
🔧
Contractor vs Employee
Compare true take-home pay across both structures. Includes tax, super, leave entitlements, insurance and business costs.
ContractorABN
🏠
Negative Gearing Calculator
Calculate your investment property cash flow, tax deductions, rental yield and true out-of-pocket cost after tax benefits.
PropertyTax deductions
📊
GST & BAS Calculators
Quick GST calculator, BAS due date finder, sole trader tax estimator, superannuation calculator and more mini tools.
GSTBASAU
🆕 New
Tax Return Checklist
Select your situation and get a personalised checklist of every document, deduction and deadline for your 2024–25 return. Print to PDF.
PDF downloadPersonalised
🆕 New
📈
2026 Tax Cut Calculator
See exactly how much extra money you'll take home from 1 July 2026 when the next round of Stage 3 cuts kick in. Weekly, monthly and 5-year view.
Stage 3FY2026-27
🆕 New
🔍
ATO Audit Risk Checker
Answer 10 questions and find out your ATO audit risk score. Get personalised flags and actions to protect yourself before you lodge.
QuizRisk score
🆕 New
📋
Australian Budget Planner
Enter your take-home pay and monthly expenses. Compare against Melbourne cost-of-living benchmarks and see where your money is going.
Melbourne benchmarksInsights
Business tools
Practical tools to run your business — invoicing, expenses, BAS dates and more.
🆕 New
💱
AUD Exchange Rate Calculator
Convert AUD to USD, GBP, EUR and more with live rates. Includes ATO prevailing rates for converting foreign income on your Australian tax return.
Live ratesATO ratesFY2024–25
🧾
Invoice Generator
Create professional tax invoices with GST in seconds. Live preview, print to PDF, includes bank details and ABN. No signup.
PDF downloadGST
🧾
Tax Invoice Generator
Create professional GST tax invoices instantly. Live preview, print to PDF, bank details, ABN. No signup required.
PDF downloadGSTFree
🏥 NDIS
📄
NDIS Service Agreement Generator
AI-written NDIS service agreements, ready to send to participants. Covers all support types, cancellation policy, rights, privacy and payment terms. Compliant with NDIS Practice Standards.
AI-poweredAll support typesPrint-ready
🚨 NDIS
🚨
NDIS Incident Report Builder
Build compliant NDIS incident reports for the Commission. Covers all 6 reportable incident types with correct 24-hour and 5-day notification timeframes. Print-ready.
Commission compliantAll incident typesTimeframe alerts
🏥 NDIS
🧩
NDIS Provider Toolkit
4 tools in one: Price Guide rate checker, participant budget tracker, funding category explainer, and compliance checklist. Built for Australian NDIS service providers.
Price Guide 2024–25Budget trackingCompliance
📅
BAS Due Date Reminder
See your next BAS, IAS and tax return due dates. Set email reminders so you never miss an ATO lodgement date again.
BASATO dates
Tax guides & articles
In-depth guides written by Digitwise Consulting — accurate, ATO-verified and updated for 2024–25.
📖 Guide
🏠
Work From Home Deductions 2024–25
Everything you need to know about claiming WFH deductions. Fixed rate 67c/hr method, actual cost method, what you can and can't claim, record keeping and sole trader rules.
8 min readATO verified
📖 Guide
📋
How to Lodge Your BAS in Australia
Complete guide to BAS lodgement for 2024–25. Due dates, GST labels explained, PAYG withholding, step-by-step instructions, common mistakes and penalty schedule.
10 min readATO verified
Want us to handle all of this for you?

Digitwise manages bookkeeping, BAS lodgement, payroll and tax for AU and US small businesses — end to end, fixed price.

Book a Free Call →
Book Free Call →